Competence, is not just competence at their trade or profession. It is an understanding, appreciation and the know-how to execute their Health and Safety Responsibilities correctly.
Your insurers will aslo be keen to protect your interests by ensuring liability can be passed on to the sub-contractors you appoint. In order to successfully do this you need to ensure they are competent and they are insured.
An insurance broker I work closely with is Richard Garratt of Garrats Insurance in Preston. Richard rightly says…
“A profitable property portfolio takes years to build, but can be ruined in next to no time if you are not properly insured.”
and don’t forget you can’t insure against prosecution. That comes out of the bank account!
You can read more about sub-contractor competence on our blog. Of course, if you have any, questions, just hit reply and I’ll get back to you asap.
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